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Archive for May, 2005

home depot card

May 27th, 2005 at 01:00 pm

I figured out this morning that if we pay $130 a month for the Home Depot card, we'll have it paid off by the time the no payments no interest time is up. That should be a piece of cake. Tonight I'm going to set up automatic transfers on my bank's website so I won't have to think about it.

Got a surprise free pizza lunch at work yesterday - so that saved me a little cash.
Yet another house is for sale in my neighborhood. So far 6 houses have sold since we moved in three years ago! I don't know what's going on, but we're going to jump on that bandwagon.

The vet should call today with my kitty's test results. I called last night to followu up and was told the results had just come in but my doctor wasn't there. Fingers crossed - it could mean another surgery for my lovey dovey

New furnace

May 26th, 2005 at 01:18 pm

So, we bought a new furnace. It had to be done what with the New England winters and our highly ineffecient boiler. It was oil and someone converted it to gas somewhat illegally. Another $6000 in debt!

We got a great deal with Sears and we don't have to pay for it for one year. We're still going to be making payments on it, but when we sell the house next year our profits will allow us to just pay it off. Plus we bought a maintenance program with it that's transferable to new owners which will be a major selling point for buyers.

Went to Staples last night for padded envelopes, and have the package all set. Just need to run to the post office during my lunch break.
Made a frozen pizza for dinner because it was quick. We didn't have much time between getting home and Staples before Lost was on.

sold another book on half.com

May 25th, 2005 at 05:19 pm

For 80 cents - nothing to talk about. Oh well, it's a teeny step forward to getting rid of clutter.

That means I have to go to Staples tonight to buy padded envelopes, I had to buy one from the post office last time which was not worth it.

DH is working lots of OT this week - thank god.

I've been making all the meals, with enough leftover for lunches all week. We haven't eaten out at all for a weeks. I'm very proud of us!

I rolled change last night. We have $37.50 to deposit in the local bank.

Since it has been raining for almost a week straight, I haven't been able to plant my seeds outside. I'll start the lettuce tonight and leave it in the sunroom. I'm missing too much growing time!

An a much larger life-changing note, we've pretty much decided to sell out house and move north. The only question is when. We need to finish many many details on the house before we sell to get the maximum return on our investment. I need to get my business running too before we leave so we don't know when this may happen. Maybe in a year or so. For now, we're trying to make and save as much money as possible to clear out all debt in order to start fresh in a new house and a new state. I'm excited!

$35 for groceries!!

May 16th, 2005 at 01:14 pm

Aside from the rain, this weekend was excellent.

I went alone grocery shopping - with my new car - and only spent $35! My goal is $50. I used several coupons and combined one with a sale. One coupon I used was from this site, for a free pack of Celestial Seasonings tea.

I got my car inspected and several other errands done. It's so nice to have a mental and house spring cleaning!
Tonight's agenda is to finish reorganizing the office. I'm about 1/3 of the way through.

My sister called, she asked me to list her textbooks on half.com for her. She just finished her first year in college, and was offered pitiful rates for used books. For example, she paid $76 for one pysch book and the bookstore offered her $6 for it! For $6, we'll risk waiting for half.com. I still have some of my textbooks too, I'll list them tonight. I currently have 14 books listed, and want to add more. I don't feel right about offering books that have detriments, which is why I only have 14. Perhaps I'll put them out at the yard sale next week.

Also, I convinced my husband to put two garden chairs out at the yard sale. I hate them, they're ugly - he made me buy them. We need something foldable to put away in the winter - hehe, that's how I convinced him to sell them. We'll use the money to buy cheap wooden fold-able chairs. So sneaky!!

Banking

May 13th, 2005 at 05:11 pm

I finished the banking today, and am sending out all bills and mail on my way home after work. What a relief! Not only to get it done, but to get the clutter off my desk!

I'm planning a major reorganization of our office this weekend. We have so much paper on our desk, and empty file space that we could be using. I'll create file after file after file.

I registered the car this morning. Just have to get it inspected and then I can drive that baby around. I'm so happy I didn't have to borrow any money for this car. All cash baby!!

Hubby's out on business tonight so I plan to finish my final project for my class. Then I'll have the weekend to myself, and reorganizing.

Bought a used car

May 11th, 2005 at 05:34 pm

I ended up buying a used car last weekend. I got a very good deal on it because I bought it from a rental car company.There are some cosmetic problems in the interior, but I don't care - especially when it saves me over $1,000 smackeroos!

I just need to register it now. Ahh..always fees and insurance to pay.

I made pasta last night. It's always my back-up dinner because I have the ingredients on hand, it's cheap and it's quick to make. Leftovers for lunch and a banana.

I'm in the process of consolidating my two checking accounts, which is taking a lot of time since I have direct deposit for all my bills, and I have to re-apply for them. Eventually, it will makes things easier to have only 1 checking account. Right now, I'm getting 2 statements every month.

The radishes I started by seed are doing very nicely. None of the tomatoes have come up, though. If I have time tonight, I'll transplant them outside.

Off to work again, I'm so sick of working!!

neighbors' yard sale

May 5th, 2005 at 01:11 pm

My next door neighbor said she'll be having a yard sale with a few other neighbors and offered me to join in.
I don't think I have anything, since we try to keep the clutter down and having been giving things away on Freecycle a lot, but I will look.

We did this last year, and I put an old TV out, which no one took. I think this year I'll put it out with a free sign on it, I just want it out of our basement! It's color, but the old crank-knob style.

I listed 8 books on half.com last night and made chili from pantry items. I didn't get around to packing for this weekend though - I'm LAZY!

Back to square one - broke!

May 4th, 2005 at 04:53 pm

We were doing so well - had several months of expenses saved up, plus cushion/emergency money.
It will all be wiped away this weekend when I buy a used car. I'm buying it out of state, so it will be a hassle getting it down here with insurance and registration, but it will be worth it because I'll save probably one thousand dollars by buying it up north.
My father is going with me, since he knows so much about cars and the dealers around the area.

It was such a blow to us though, when I deducted the amount we'll need to spend on this car from our bank. OUCH!!!!!!!!

I'll need to double up my efforts and really play hardball with our finances. I'm going to list some more books on half.com tonight, before Lost - can't miss the 2 hour season finale!
Also tonight, I'm going to mend a bunch of clothes in my pile of clothes that are temporarily out of commission. I have socks, a pair of pants and my jacket pocket to do. That will keep me busy during the commercials and increase the number of items we can keep using.


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